TERMS OF PAYMENT

OPTION 1 - 30% PAYABLE IN 48 MONTHS ( LESS RESERVATION FEE)
                   70% BALANCE UPON TURNOVER


OPTION 2 - 7% PAYABLE FROM MONTH 1 TO 12 ( LESS RESERVATION FEE)
                   8% PAYABLE FROM MONTH 13 TO 24
                   9% PAYABLE FROM MONTH 25 TO 36
                 12% PAYABLE FROM MONTH 37 TO 48
                 64% BALANCE UPON TURNOVER


OPTION 3 - WITH 2% DISCOUNT ON TCP
                   25% OUTRIGHT DP
( LESS RESERVATION FEE)
                   25% PAYABLE IN 48 MONTHS
                   50% BALANCE UPON TURNOVER


OPTION 4 - WITH 5% DISCOUNT ON TCP
                   50% DP TO BE PAID IN 6 MONTHS
                   50% TO BE PAID IN 54 MONTHS


OPTION 5 - WITH 20% DISCOUNT ON TCP
                   100% OUTRIGHT PAYMENT


OPTION 6 - 100% TO BE PAID IN 60 MONTHS

OPTION 7 - 10% OUTRIGHT ( LESS RESERVATION FEE)
                   90% TO BE PAID IN 5 YEARS